Wednesday, September 27, 2023

BNI Ramps Up Focus on Mobile Banking App

March 17, 2023 | 9:55 am
(Photo Courtesy of BNI)
(Photo Courtesy of BNI)

Jakarta. State-owned bank BNI is ramping up its focus on developing its mobile banking app in a bid to become the “top-of-mind transactional bank”.

BNI is introducing new features, namely DigiBond and FX Mobile, to make it easier for its customers to make transactions and invest. BNI deputy president director Adi Sulistyowati, also known as Susi, said that the company was developing transaction solutions and a payment ecosystem to meet the various needs of the customers.

“The year 2023 overall will be marred with challenges. But we are optimistic in improving our performance, particularly in making BNI the top-of-mind transactional bank in a sustainable manner,” Susi said.

According to Susi, the bank is actively expanding its partnership via an open application programming interface (API) and state-of-the-art digital banking services such as digital lifestyle, digital credit application, and digital international banking services. All this is to expand the business ecosystem and boost customer experience. This will enable customers to have more comprehensive and integrated services.

“BNI has prepared open banking in response to the disruptions in the digital reformation era, particularly in the banking sector,” Susi said.

Susi added that the growing open API would drive the fee-based income. The bank is also focusing on achieving an improved current account saving account (CASA) and a sustained fee-based income. It will also simultaneously expand its business, particularly to its top-tier customers, starting with the corporate and its derivative businesses within prospective industry sectors, as well as the consumer segment, by still upholding prudential banking principles.

BNI reported that fee-based income had grown 8.7 percent year-on-year throughout 2022. As more users adopt BNI Mobile Banking, bill payment revenue also grew 18 percent y-o-y.

Read More: BNI Embraces Transformation to Boost Performance

Tags: Keywords:


News 3 hours ago

Prabowo in 'Final Phase' of Selecting Running Mate

Among the three possible candidates for the presidential race, Anies Baswedan was the first to unveil his running mate.
Lifestyle 4 hours ago

Female Officers Prohibited from Dyeing Hair Under New Police Directive

The directive also specifies that female officers are not allowed to adopt a crew-cut hairstyle like their male counterparts.
Business 6 hours ago

Agung Podomoro Sells Neo Soho Mall for Rp 1.4 Trillion

Agung Podomoro claimed the transaction would have no impact on the company's operations and business continuity.
Business 6 hours ago

CPO Producers Indonesia and Malaysia in Talks with India Amid EU Market Restrictions

Indonesia and Malaysia aimed to convey the message that they have long adhered to global standards for sustainable palm oil.
News 7 hours ago

Co-Defendant in Major Graft Trial Implicates Sports Minister Dito

The defendant, businessman Irwan Hermawan, informed the court that he had transferred Rp 27 billion to Dito through a messenger.